![]() ![]() Location: your state, city or town and postcode can also affect your insurance premium, as some areas may have a higher incidence of accidents, thefts, extreme weather events or other risks.More expensive or powerful vehicles may have higher premiums, as they are often more costly to repair or replace in the event of an accident. Type of vehicle: the make, model and year of your vehicle can also impact your insurance premium.Age and driving experience: younger and less experienced drivers generally have higher insurance premiums, as they are considered a higher risk to insure due to their lack of driving history.There are many factors which can impact the cost of your car insurance premiums. You should compare different policies from various providers and consider factors such as the level of coverage, premium costs, excesses and the fine print in the product disclosure statement (PDS) before making a decision, which you can do through Savvy today. It's important to carefully consider your options when choosing car insurance in Australia to ensure you have the coverage you need in case of an accident. Depending on your level of coverage, your insurance company will either pay for the repairs to your car or cover the costs of any damage or injury you caused to others. In case of an accident, you must file a claim with your insurance company, which will assess the damages and determine the amount of compensation you’re eligible for. When you purchase car insurance in Australia, you pay a premium to the insurance provider, which is typically paid annually or monthly. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.Car insurance is a type of insurance which can provide financial protection to drivers in case of accidents, theft or damage to their vehicle. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard. All purchases are conducted via our partners’ websites. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Damage to your vehicle caused by an uninsured motorist who was completely at fault (up to $3,000).Loss of, or damage to, your vehicle due to fire, theft or attempted theft.The following may be included in your Woolworths TPPFT cover policy: Third Party Property, Fire and Theft (TPPFT) cover is a step down from Comprehensive but offers more protection than Third Party Property Only. Lower-cost pay as you drive cover option (Drive Less Pay Less) for policyholders who drive their vehicles less than 15,000km per year.Legal liability cover for a substitute car.Reasonable cost of towing and storing your vehicle if it’s deemed unsafe to drive after a covered event.Up to $1,000 for the replacement and recoding of stolen keys and locks on your car.Reasonable cost of emergency transport or accommodation if you’re more than 100km from home and your vehicle is deemed unsafe to drive (up to $500).Loss or damage to your personal effects in the car due to accident or theft (up to $500 in total and an extra $500 for child safety seats and prams).Loss of or damage to your car while in transit between locations within Australia.Cover for damage to your trailer or caravan (up to $1,000).New car replacement in the event of a write-off of your new or demo model (up to 24 months after your registration).Legal liability for damage to other people’s property caused by your car up to $20 million.Damage to your car caused by theft or attempted theft or malicious damage. ![]() ![]() Fire damage to your car, including due to a bushfire.Loss of or damage to your car due to an accident or collision, whether you’re at fault or not, or weather, such as storm and flood.The following features and benefits are included in Woolworths’ Comprehensive cover policies: Comprehensive car insurance provides the widest range of coverage options, including damage to your vehicle due to an accident (whether at fault or not). ![]()
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